Being a handyman can be an interesting way to make a living. One day you may be hanging a light fixture or working on wiring and the next you might be installing a new kitchen sink. Handymen have a lot of variety in their job which can go a long way towards preventing boredom. However, this wide variety of different situations can also present a lot of risk to you and your customers. This is where handyman insurance comes in.
Why Do You Need Handyman Insurance?
Handyman insurance can help protect you and your business if something unexpectedly goes wrong. Handyman liability insurance can protect you from common claims like property damage and injury to third parties that can result in expensive legal/medical bills. Handyman business insurance can ensure that you won’t have to shut down your business if you face unexpected difficulties in your work.
How Much Does Handyman Insurance Cost?
The cost of handyman insurance can vary widely depending on a number of factors. Some of the things that come into play are:
- Your zip code
- The size of your handyman business
- The types of coverage you need
- Your coverage limit
Being a handyman can be an extremely rewarding job but it is not risk-free. Handyman insurance can make a huge difference.