A great way to cover your business is with Indiana BOP insurance. A BOP, which stands for business owner’s policy, is a comprehensive group of coverages that are tailored to fit your specific business industry needs. It does not generally include coverage such as employment practices liability, professional liability or workers’ compensation, though those coverages can be added into a BOP.
As mentioned, a BOP is not a one-size-fits-all type of policy. You can build it to fit your exact business needs to make sure all of your business’s assets are covered, no matter your particular niche. If your business has outside signage or specific equipment that is crucial to business operations, all of that can be included in your coverage.
A BOP also includes property insurance. Not only is the building itself covered, but the contents of the building as well as any personal items of people who are at your business are covered as well. Property insurance also includes business interruption insurance, which can make sure that your regular business expenses, such as utilities and payroll, can continue to be paid while repairs to the property are being carried out.
For your business in Indiana, BOP insurance can cover all the specific components that are unique to your business.