Contractors and Newton Construction Insurance Agency

Newton Construction insurance agency offers insurance to contractors of various fields and professions. Contractors often specialize in particular types of projects, which means that they have a variety of risks that may come with different coverage concerns. Because of these varied professions, it can be quite difficult for an insurer to decide upon a particular insurance program suitable for all the different types of professional contractors.

This is why insurance programs are tailored specifically for a client contractor, allowing the insurer to keep in mind his or her specific requirements and necessities, which may also change from project to project. Every contractor has their own set of possible risks involved in the services they provide. The bottom line is that practically everyone needs their own personalized insurance program for their unique requirements.

A list of specialized contractors

Someone who works specifically in carpentry does not have the same type of exposures as someone that is involved in landscape construction. Varied professions have varied requirements along with varied risk factors. Many New Jersey contractors insurance programs offer coverage to contractors, taking their circumstances into consideration, including:

  • Commercial General Contractors
  • Air Conditioning
  • Refrigeration
  • Plumbers, and plumbing contractors
  • Cable or communications equipment
  • Excavation Contractors
  • Glaziers and glass installation
  • Grading Contractors
  • Home Builders
  • Electricians and electrical contractors
  • Floor Covering Installation
  • Insulation
  • Mechanical Contractors
  • Lawn maintenance, irrigation and lawn sprinkler
  • Paving Contractors
  • Masons and masonry contractors, and many other professions

Insurance agents generally survey each of their client’s properties, liabilities, and auto risks to determine a suitable insurance program for each client. Client satisfaction is one of the primary concerns, and clients appreciate the personalized insurance policies provided by a Newton Construction insurance agency. Most insurance coverage includes Commercial General Liability, Tools and Equipment, Builder’s Risk, Workers’ Compensation Plans, Umbrella Liability, and Business Auto.

A Builders Risk Policy is applicable to new constructions, as well as to renovations and remodeling of existing buildings. An umbrella liability policy usually takes over where the limits of a business auto policy ends. A commercial umbrella liability policy can also provide an additional level of protection through insurance to handle any major losses and damages. Speak to a reputable agent today!

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