Dog Bite Insurance Can Save You Money

As most dog owners fully realize, they will likely be sued if their dog ends up biting someone, especially if it leads to an injury claim. After all, these types of claims occur all of the time, and typically account for more than a third of all dog bite insurance liability claims paid out. This is according to the Insurance Information Institute (III), and they keep this type of information on record for public knowledge.

That statistic seems fairly consistent, as it has been over the last decade or so, according to III. They’ve also reported that the number of claims averages around 15,000 to 16,000 annually over that same period of time, and with the average cost of a claim running in the tens of thousands of dollars or more (due to the increase in medical costs), it’s important for all pet owners to carry dog bite insurance to aid in the costs for these injuries.

Ways to prevent dog attacks

The last thing you want is to be sued because your pet bit someone, inadvertently or otherwise. And let’s face it, no one wants to become the victim of a dog bite. Choices as to the type of dog you buy factors into this, though no one can tell you what type of dog you can own. However, proper training can really help in the prevention of dog attacks. We suggest that you have your dog spayed or neutered, and seek professional advice if your dog develops any type of aggressive behavior. Also, discouraging children from bothering your dog when it is eating or sleeping is extremely important.

Avoid becoming a victim to a dog that is a threat

To avoid becoming a potential victim, we urge others to never approach a strange dog, especially one that’s tethered on a leash. Avoid making eye contact with a dog that appears threatening, since many dogs can sense fear. You shouldn’t run past any strange dogs, so either turn and walk back the other way or cross the street.

Owners and pedestrians should keep these safety tips in mind since they can reduce the odds of a dog attack, but all dog owners need to invest in dog bite insurance. Speak to a reputable agent today and protect your many valuable assets.


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