If you own a small electrician business here in New Mexico chances are that you purchased insurance to protect your workers and your business. If not, you should be asking yourself just what does an electrical service installation business need to stay protected. As an electrician, there are several risks and exposures to consider both on and off the job. And as a business owner, you have a lot of concerns when it comes to your equipment, as well as your employees. Today is the day to speak to an Insurance Agent in New Mexico and get electrician’s insurance to protect you against all types of liability concerns.
Safety is high on the priority list
Working with electricity can be dangerous and at times, deadly. The most important thing to remember is that the safety of your employees should always come first. Between the possibility of potential electric shocks, to simple or deep cuts and scrapes, or perhaps much worse dangers working around power lines, there’s a lot you need to do to protect yourself and your workers. If you have other electricians or assistants working for you, in addition to providing them with proper coverage, make sure they are well trained and follow all safety instructions.
The flip side of the coin is your customers. A client may accuse you or one of your employees of doing faulty work, but having electrician’s insurance coverage can protect you from being held personally liable. Nobody wants to be the victim of a false accusation, not to mention the likelihood of having your finances and reputation damaged, but these things do occur. Your best bet is to always have the right coverage for any exposures that you may face.
Even though you may complete a job to satisfaction, there’s always the risk of the work you’ve done on electrical equipment resulting in some type of damage down the road. With the potential for a fire or an even greater electrical problem occurring as the result of your work, you simply can’t risk facing a costly lawsuit because you were under- or uninsured. Speak to an Insurance Agent in New Mexico and get the right protection at the right cost!