The Florida Federation of Insured Dog Owners (F.I.D.O.) is an organization that was created to offer liability insurance coverage for all types and breeds of dog. It became the focus of commercial lines insurance agent (and dog owner) Debbie Turner when she began her search for a policy for her dog back in 2000. Through her frustration with the process she came up with the idea for a new personal lines insurance option specifically for dog owners.
F.I.D.O. was born
Ms. Turner named the company F.I.D.O. and her unique policy provided a much-needed niche market for a product that provides valuable liability coverage for pet owners at an affordable price. While most homeowners and renters insurance will cover liability for dog bite, if you are insured under your home insurance policy you may find that your policy may provide inadequate limits in the event that someone is actually bitten and injured by your pet.
F.I.D.O.’s Covered Canine Liability insurance policy will protect pet owners should their dog’s bite cause bodily injury. Policies start as low as $75 per year, per dog (plus an annual membership fee to F.I.D.O.) making it somewhat unique, as it is an affordable stand-alone policy that provides sufficient protection. F.I.D.O.’s value extends beyond the affordable price because it provides coverage for many breeds like Pit Bulls, Rottweilers, German Shepherds and Doberman Pinschers; dogs often deemed to be difficult or menacing.
Both training and familiarity can reduce dog attacks
By properly training your dog to obey your commands you will lessen the possibility of it attacking or biting someone. Making the animal feel comfortable around family, friends and strangers will also make the dog less apt to suddenly feel the need lash out, unprovoked. Also, instructing children, as well as adults, not to disturb the animal when it is eating or sleeping is another step in prevention. The Florida Federation of Insured Dog Owners is a great choice when insuring against unwarranted attacks by your beloved pet.