As an electrical service installer working in or near New Mexico, you need to keep your business protected. The way that any electrician can ensure that his company can withstand lawsuits, injuries and other types of claims are through his or her insurance. When working as an electrician, you’re going to have your share of risks and exposures both on and off the job, and as a business owner you have to do everything in your power when it comes to taking care of your equipment and employees.
The time is ripe for you to look into getting the right policy through an NM Insurance broker or agency to protect you from any number of liability issues, including:
- Safety issues
- Injuries to employees
- Faulty or bad workmanship, or
- Injuries to customers or clients
Things to prioritize when working with electricity
Safety issues should be high on the list of priorities. Electricity is one of the most dangerous things we harness for energy and a severe electrical shock could end up with you in a hospital or far worse. You need to take extra precaution when servicing an electrical component at a home or office and to make sure that the work is being done with little risk to yourself and others. Also, if an employee suffers a job related injury there is workers compensation issues that could end up being quite costly without proper coverage.
Your employees, while trained to perform the work, may not consider everything involved when it comes to safety on the job. Safety meetings and memos to discuss anything that could possibly go wrong while on a job should be regularly scheduled and new hires should be required to attend meetings before ever going out on an assignment.
You value your customers and need to be sure that each job is thoroughly examined after work is completed. You wouldn’t want the risk of your work causing an injury of some sort down the road. Check all work and confirm that everything needed has been done before leaving the site of a job. Injuries to clients or customers is not only bad for your reputation, this could also result in large settlements for any injuries or deaths resulting from your bad workmanship.
These are legitimate concerns and that is why you need NM Insurance for electricians to protect everything you’ve worked so hard for. Speak to an agent about any and all of your insurance needs.