Accidents and injuries can happen at any party, and a party held during the COVID-19 pandemic is certainly no exception. You as a host are partially liable for anything that happens to your guests, and having holiday party insurance is essential for a myriad of reasons.
You’re Booking a Venue
If you’re booking a venue for your party, they will likely require some form of liability coverage. It’s also important to be aware of any COVID rules and restrictions your insurance or the venue has implemented.
You’re Serving Alcohol
Regardless of how it’s served, if alcohol is involved you need liquor liability protection in addition to standard holiday party insurance. This coverage can help avoid fallout from claims of negligence regarding the sale or service of alcohol.
You Have to Cancel
Party insurance covers events that happen during the party, but can also cover financial losses incurred if the event is canceled. With the ever-changing nature of local and national lockdowns and restrictions, this coverage is essential.
A party is meant to be a time to relax and have fun, but that doesn’t mean there aren’t risks involved. Having holiday party insurance can help you have a good time with the peace of mind that comes from being protected.