Restaurant Insurance in Texas: An Overview

When you own and operate a restaurant, you automatically have a high potential for losses or accidents. A large staff, late hours, heavy equipment and high temperatures together create an ideal environment for injuries and accidents, whether slips and falls, severe burns, food poisoning or any number of other occurrences. One of the easiest ways to ensure your business stays protected in the event of an unfortunate incident is to explore your options as far as restaurant insurance in Texas.

Just What Does Restaurant Insurance Typically Cover?

Restaurant insurance policies vary substantially from one to the next, but they can be designed to guard against an extremely broad range of events and occurrences. Common coverage options include, but are not limited to:

  • Property damage resulting from weather or a fire
  • Loss of income due to supplier or utility issues
  • Slips and falls
  • Food poisoning

Essentially, restaurant insurance in Texas covers a wide array of restaurant accidents and incidents for which you could otherwise presumably be held accountable.

Running a Restaurant Means Understanding the Risks

As a restaurant owner you know to expect the unexpected, whether that means running out of roast beef or having your kitchen flood during Friday nights dinner service. Restaurant insurance is designed to protect you when the unexpected occurs, so you dont lose your lifeblood over one isolated incident.


photo credit: Wine Country’s Wine and Swine (license)
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