Access to healthcare with Medicare is an essential safeguard for seniors. However, its benefits exclude some fundamental services. Medicare supplement insurance can help seniors address gaps in order to access the care that they need affordably.
Meeting Unaddressed Needs
A supplement program can augment or replace a basic Medicare policy, which includes only parts A and B. Medicare advantage plans are sometimes referred to as “Part C.” Prescriptions
Paying for medication can be one of the most expensive costs that that seniors face in getting healthcare. Drug coverage through supplemental insurance can make affording prescriptions every month more manageable for many individuals.
Medicare does not cover basic dental services. Resultantly, many seniors tend to forgo important preventative and restorative dental care. It is crucial to seek out policies that can help to pay for essential services.
Seniors who need hospital or skilled nursing facility services may benefit from enrolling in extra coverage options. Without insurance, these vital types of care could be cost prohibitive. Plan enrollees need to carefully review these types of coverages when making a plan selection.
Seniors need to make Medicare enrollment choices before the window to do so closes each year. Any changes to a plan selection must also be made before that time.