Marine surveyors provide essential services to the marine industry, including the performance of inspections of vessels of all types, including pleasure craft, passenger vessels, tugboats, barges, and dredges. In addition, they regularly inspect oilrigs, ferries, cargo vessels and warships, along with marine cargo, marine engines and facilities (such as canals, dry-docks, loading docks and more) for the purpose of pre-purchase evaluation, insurance eligibility, and insurance claim resolution and regulation compliance.
Obviously there may be significant risks that these professionals need to address, including claims of errors, omissions and other often-costly mistakes requiring a total insurance solution. They also need to concern themselves with issues of loss control and risk management in order to minimize and prevent losses from occurring. Agents that specialize in marine surveyor insurance are capable of providing this solution.
Boatman of all types and sizes can benefit from these services
It’s important to have a detailed inspection of a boat performed by a qualified surveyor for the purpose of determining its current condition, as well as its seaworthiness. For example, an expert is best suited to determine if the vessel is safe to use in the conditions for which it was designed, and suggest what maintenance and repairs may or may not be required (or are likely to be required in the near future).
Most first-time buyers are not yet experienced enough, or mechanically inclined enough to make an adequate evaluation on their own, while those who are qualified can benefit immensely from a second, professional opinion. Buying a marine survey buys peace of mind provided that the surveyor does a thorough job and does not demonstrate any type of negligence in establishing their determination regarding the vessel.
Anyone who purchases a boat, first and foremost, wants to learn everything that will be necessary to maintain the vessel properly in order to keep themselves and their families safe, along with securing their investment. A good surveyor will be familiar with most models, aware that certain types and makes of boats may be prone to having recurring problems or requirements. In this way they can advise clients on the long-term suitability of their intended purchase.
As a surveyor, your reputation and your business could be on the line from one careless mistake. Having marine surveyor insurance will help keep you from losing everything if an unhappy customer sues you over accusations of negligence on your part.