The Importance of Florida Dog Health Insurance

Most pet owners tend to treat their dogs like a member of the family. Just like you understand the need to have insurance for spouse and children, you have probably invested in some sort of Florida dog health insurance as well. If not, simply by filling out a quick quote form online you can get competitive quotes from all the top pet insurance companies.

Approximately 75% of pet owners in the U.S. consider their dogs and cats as part of their family. If you truly love your pet, and don’t want to pay exorbitant medical bills on your own, then you really need to consider getting pet health insurance. These policies can help you pay for big, unexpected veterinary bills whenever your pet gets sick or injured.

Of course, with improved technology and extensive veterinary procedures, costly medical bills are fairly common, and for the uninsured, having to pay these sudden, unexpected bills can be financially devastating. This could result in euthanasia for many animals, which only leads to more practitioners promoting health insurance for pets.

Veterinarians who have experience with pet insurance say the coverage is more closely related to auto insurance than human health insurance in terms of cost. The average plan (for an animal under age 6) costs a mere $30 to $40 a month for dogs, which isn’t all that large an expense for dedicated pet owners, but many owners still haven’t taken the time to investigate their options.

Unhealthy pets may be more likely to bite or attack

An animal suffering from a disease or experiencing other health problems may become easily irritated and therefore more likely to act menacingly as a result of the pain they are experiencing. According to the Center for Disease Control and Prevention, every year in the United States more than 4.7 million people are bitten by dogs. These injuries total over $400 million per year in medical and liability claims.

Realize that many homeowners or renters insurance policies exclude coverage for injuries caused by dogs, resulting in out-of-pocket expenses for pet owners. Check with your insurer to see if you have this vital coverage in place. Dog bite insurance is crucial for any responsible pet owner, as is Florida dog health insurance. Avoid facing any liability concerns should your dog bite an individual and cause harm. Protect yourself by carrying the needed coverage at all times.

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